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Instant life
insurance
coverage

No medical exams, no blood tests –
apply online to get covered today
Get coverage up to $2 million dollars in 7 minutes!

Get your estimate

Do I need life insurance?

If something happens to you, your loved ones don’t just lose you—they also lose your income, on top of everything else you provide. If you provide financial or caregiving support to someone, it’s essential to make sure they would be taken care of if they lost you.

When should I get life insurance?

Because life insurance rates increase as you get older, applying sooner means you can lock in your lowest possible rate. With that said, there are several milestones in life when you should reevaluate the coverage you have—or get some for the first time—to make sure you’ve got everything covered. These milestones include:

  • Getting married
  • Having a child
  • Buying a home
  • Taking on debt, like student loans
  • Starting a business
  • Planning for retirement
  • End of life planning

SHOP TERM LIFE INSURANCE NOW


Why Ethos

No Medical Exams

Our 100% online process means all you have to do is answer a few health questions instead of setting up medical exams and blood tests. What traditionally took weeks can now be done in minutes, giving you more time to focus on what matters – the reason you bought life insurance in the first place.

Same-Day Coverage

Because of our expedited process, most customers enjoy same-day coverage. That means you can go from applying to protecting your family in a matter of minutes. That’s how easy life insurance with Ethos is.

Affordable Policies

You can tailor your policy to fit your budgets and your needs because we believe that life insurance isn’t a one-size-fits-all solution for your family. Get the policy that’s best for your family today.

Honest Advice. No Up-Selling

You don’t need to talk to an agent – unless you want to. Ours are non-commissioned, meaning their motivation is to help you find the right coverage for your needs, not sell you more.

SHOP TERM LIFE INSURANCE NOW

How Ethos Works

Ethos takes pride in providing a faster, better and easier life insurance experience for you and your loved ones. Their mission is to protect the next million families and they intend to do just that with an honest and transparent process.

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Insurance services provided by Granite Insurance Brokers and its licensed agents and affiliates. The information contained within these materials are confidential and not to be distributed. Descriptions are general in nature only. Please refer to the terms and conditions of policies offered or purchased. Insurance products are subject to application and underwriting requirements. Pricing depends on a variety of factors including policyholder location. Not all discounts available in all states. Not all products available in all states. Use of and access to this information, site or any of the links contained within this site does not create a relationship between the user and Granite. © 2022 Granite Insurance Brokers, Inc. All Rights Reserved.