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Business Insurance Types

Our specialists are here to help ensure you have the right kind of business insurance that’s made to meet your company’s unique needs.

Making sure you have the appropriate business insurance is an important part of running a business, and Granite is at your service. Bundling your business insurance together can also provide you discounts and benefits.

There are many types of insurance policies that protect the company you’ve worked hard to build, including coverage for business property damage, legal liability and employee-related risks.

Business Insurance https://graniteins.com/wp-content/uploads/2021/07/CoverageWheel_CalibriFont.png
Workers Compensation

Workers Compensation

In most states, your business needs certain coverages, like workers’ compensation insurance and unemployment insurance to operate.

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Directors & Officers Liability

If you have a board of directors helping to run your company, they are at risk of lawsuits from many other interested parties and they can be sued over their management decisions.

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Directors & Officers Liability
Professional Liability

Professional Liability

Professional liability insurance, also known as errors and omissions coverage, which can help pay legal fees if you make a mistake in your professional services.

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Cyber Risk & Data Breach

Cyber Risk and Data breach insurance help to cover the costs of responding to and managing data breaches and cyber breaches.

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Cyber Risk & Data Breach
Employment Practices Liability

Employment Practices Liability

Most EPLI policies are written to cover a broad range of employees’ workplace claims against a business.

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Commercial Auto

Business auto insurance helps cover you and your employees if you’re in an accident while driving for work.

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Commercial Auto
Commercial Umbrella

Commercial Umbrella

Commercial umbrella coverage gives you extra liability coverage to help pay costs that exceed your general liability or other liability policy limits.

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Business Owners Policy

The business owner’s policy is a bundled policy that typically includes business property including computers, inventory and tools, liability, loss of income coverage from a covered loss and non-owned auto liability.

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Business Owners Policy